Why is my portfolio balance changing?

Learn why your crypto balance fluctuates and how we calculate your portfolio's market worth.

Christina Cooper

Last Update 5 bulan yang lalu

It is completely normal to see your Walletix balance change throughout the day, sometimes by significant amounts. Unlike a traditional bank account where your balance only changes when you spend or receive money, a crypto portfolio reflects the real-time market value of your assets.
How your balance is calculatedYour total balance is the sum of all your coins multiplied by their current market price:
Total Balance = (Amount of Crypto) × (Current Market Price)
Even if you don't trade, the Market Price is constantly moving, which causes your Total Balance to fluctuate.

Key factors driving price changes.

1. Supply and Demand

This is the biggest driver of price. If more people want to buy a coin (high demand) than there are people willing to sell (low supply), the price goes up. If the opposite happens, the price drops.

2. Market Sentiment & News

Crypto markets are highly sensitive to news. Positive news (like a major company accepting Bitcoin) can cause prices to surge, while negative news (like a regulatory crackdown or a security breach) can cause a "panic sell," driving prices down.

3. Volatility

Cryptocurrencies are "volatile" assets, meaning their prices can move much faster than stocks or gold. It is common for major assets like Bitcoin or Ethereum to move 5% to 10% in a single day.

4. MoonPay & Exchange RatesWhen you buy crypto via MoonPay, the price you see is the "spot price" plus a small spread and processing fee. If the market dips immediately after your purchase, your portfolio might show a lower value than the amount you spent. This is known as "initial volatility."
Pro-Tips for Managing Volatility
  • Think Long Term: Short-term "dips" are a natural part of the crypto cycle. Most successful users focus on the value of their portfolio over months or years, not minutes.
  • Check the "24h Change": Instead of just looking at your total balance, look at the percentage change. This helps you see if the move is a small market correction or a larger trend.
  • Diversify: Holding different types of digital currencies can help balance your portfolio, as some coins may go up while others go down.

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